Idaho Statutes
Idaho Condominium Property Act - Title 55 Chapter 15
Current Legislation - An analysis of proposed or recently considered legislation (to be developed)
Idaho Case Law- Analysis and complete text of selected Idaho court cases
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Thursday, 19 February 2015 02:47
posted by Whitney
broker answered:You are not reeuriqd to have insurance on any property. The reason everybody thinks you are reeuriqd is no bank will ever lend on a property unless you have insurance.However, you should always have insurance on any property. This is especially true on rental properties. Your scenarios of a fire, death etc can reasonably happen. Whether it is your fault or not you will have the cost to defend yourself so the insurance is worth the cost for defense. You will also want to rebuild which you will need the insurance monies for. I own rental property and i had a tenant slip and fall on my property. It was total BS but everyone has their right to sue. The tenant sued for a living and had four other similar cases pending. Three years later and 30K in legal bills the case was settled against my wishes. The insurance company paid the tenant 10K to go away. I still had the headache of dealing with the lawsuit and had to pay my deductable of $ 2,500. I figure it cost me $ 10,000 between my time and deductable. Without insurance it would have been $ 40K minimum and probably more.
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