Capturing the Pulse of the Homeowners Association Industry

The Online Community of the Community Association Industry

Sunday, 07 June 2015 17:00

Employment Practices Liability Insurance

Written by

If you manage or are a board member of an HOA with employees, consider reviewing the HOA’s insurance policies to make sure you and the HOA are covered should an employee ever sue or make a claim. Many insurance policies HOAs carry do not cover employment-related claims. HOAs who employ at least 15 employees are vulnerable to discrimination claims, and an HOA need employ only 1 employee to be subject to a sexual harassment or wage and hour claim.

Employment Practices Liability Insurance (EPLI) covers these and other types of employment related claims. If an employee (or ex-employee) makes such a claim or sues, EPLI may pay for the costs of defending the HOA, manager, and/or board members. EPLI may also help pay to settle claims or lawsuits.

Of course, like HOAs and the communities they serve, every insurance policy is different. We encourage HOAs with employees to work with us, their broker and their insurance carriers to address whether EPLI should be part of the HOA’s overall insurance package.

The information contained in this HOA Tip is for informational purposes only and is not specific legal advice or a substitute for specific legal counsel. Readers should not act upon this information without seeking professional counsel.

Read 4948 times Last modified on Monday, 08 June 2015 10:24
Lynn Krupnik

Ms. Krupnik graduated first in her class from Arizona State University College of Law in 1996, where she was named the ASU Alumni Association Outstanding Graduate. Ms. Krupnik also received the Inernational Academy of Trial Lawyers Award (for exceptional trial advocacy skills in Law School Clinic), John J. Ross Award (for outstanding performance in Business Association courses), CALI Excellence for the Future Award (for excellent achievement in Law School Clinic), and Order of the Coif. While at ASU, Mr. Krupnik served as a managing editor for the Arizona State Law Journal, and as a writing instructor for first year law students. After graduation, Ms. krupnik accepted a judicial clerkship with Vice Chief Justice James Moeller of the Arizona Supreme Court. Ms. Krupnik served on the Board of Directors for the Central Arizona Chapter of the Community Associations Institute for six years, and is a member of the College of Community Association Lawyers. She frequently writes and lectures on association issues. Ms. Krupnik has been an attorney with Ekmark & Ekmark since 1997, where she heads up the general counsel department and has assisted hundreds of associations in successfully addressing the variety of issues faced by associations on a daily basis.

www.ekmarklaw.com/index.php?option=com_wrapper&view=wrapper&Itemid=140
in icot icogoogle plusf icoYouTube logo